Dr. Jordan B. Smith, Jr. is a mathematician and teacher of mathematics for secondary schools.  He specializes in response to intervention (TIER 1) and works within an inclusive classroom setting.  He has earned a B.S. Mathematics from the United States Naval Academy,  Masters of Arts in Education – Secondary, Masters in Arts -Administration & Services Credential, and a Doctorate in Educational Leadership specialization in Curriculum and Instruction.  Student loan debt has been an issue because of the loopholes and political ramifications directly affecting recruitment of minority mathematics teachers.  This blog is for awareness and prevention of excessive student loan debt.