Author: Jordan Smith

Why Are Brands Putting CBD Oil in Beauty Products?

Unless you live under a rock, then you’ve probably heard about all of the beauty brands that are finding ways to incorporate CBD oil, or cannabidiol, into all sorts of products. From lip balms to moisturizers, even lubes that contains the oil is hitting the market. And considering back in June the first CBD-based drug

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I Tried Using CBD To Help Me Sleep. Here’s What Happened.

Nothing makes me more jealous than hearing people talk about sleep. I’ve struggled with sleep for as long as I can remember, and I’ve tried just about everything to get more of it: Regular exercise, meditation, solid sleep hygiene, melatonin and magnesium, to name a few. Some of it has certainly helped, but only for

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Student loan crisis threatens the American dream for a generation

Forget the picket fence. Rising tuitions and official policy fueled a trillion-dollar debt crisis. Could congressional action help? With $60,000 in student debt, Cameron Vigil does not expect to marry or start a family anytime soon, or even to afford more basic living expenses. Its definitely been holding me off on buying a car or

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US consumer borrowing up strong $20.1 billion in August

WASHINGTON – Americans increased their borrowing in August with the category that covers auto and student loans rising by the largest amount in nine months. Consumer debt rose by a seasonally adjusted $20.1 billion in August following a gain of $16.6 billion in July, the Federal Reserve reported Friday. The August performance exceeded expectations. Many

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Teacher shortages worsening in the majority of US states, the study reveals

Exclusive: Guardian survey shows schools turning to underqualified graduates to put more teachers in the classroom Teacher shortages are worsening across the US for the majority of states, according to an exclusive survey by the Guardian. The Guardian contacted all US states departments and boards of education and other official bodies. Forty-one states responded; nine

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Top US student loans official resigns over ‘open hostility’ from White House

In his resignation letter, Seth Frotman said Trumps budget director was serving the most powerful financial companies   The governments top official overseeing the $1.5tn student loan market resigned in protest on Monday, citing what he says is the White Houses open hostility toward protecting the nations millions of student loan borrowers. Seth Frotman will

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Here’s The One Thing You Should Say When Negotiating Student Loans

Default.   That word carries a lot of weight in the world of student loans. Last year, 1 million federal student loan borrowers defaulted on their loans, which means they failed to make a payment within 270 days of the due date. It’s expected that almost 40 percent of borrowers will default by 2023, according

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Deceased and still in debt: the student loans that don’t get forgiven

Its not clear how many deceased students Navient is chasing for money but the company has been riddled with controversy   In 2005, Sean Bennett took out a student loan with Sallie Mae, in 2010 he graduated from college and in 2011, when Sean was 23 years old, he died in a car accident. At

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I Call BS On Needing $1 Million To Retire (And Other Bad Retirement ‘Rules’)

Ann Brenoff’s “On The Fly” is a column about navigating growing older ― and a few other things. The big question people always ask when it comes to retirement is “How much money do I need to save to retire comfortably?” And the big answer ― $1 million ― sends many of us into a

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